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Are You A Credit Card Tart?
Some people use the word tart as an insult; others as a bit of friendly banter. Either way, it's not the sort of term you associate with financial matters, especially not with credit cards.
Can A Balance Transfer Credit Card Help You With Debt Consolidation?
It is not hard to have credit cards maxed out before you know it. Soon, though, the bills calling for payment on those things you bought begins to take its toll on your available funds. Before you know it, it may be next to impossible, almost, to catch up on your bills. Another credit card, however, may be just what you need to be able to give yourself a handle on your debt. In fact, a new balance transfer credit card may be just what you need to consolidate your debts.
B...
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Car Safety Ratings: What Do They Mean?
Every car commercial tells you that their car has a five-star safety rating. Does this score really mean anything? What tests are being performed and who does the measuring?
The Organizations
In the United States, there are two organizations that score cars on safety ratings, the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). The NHTSA is run by the Department of Transportation and is sometimes called the Ne...
Balance Transfer Credit Cards - Which One For You?
If you have any kind of existing credit card balances, balance transfer credit cards may be just the thing you need to reduce your credit card debt. They can also help you save money in other ways, too. Here are some ways that a balance transfer credit card can save you some money.
0% APR Interest
The first way it can save you money is that, hopefully, the new card gives you a 0% APR interest introductory offer for balance transfers. You will need to double-check the fi...
Avoid Predatory Lenders and Get a Good Home Loan
How to avoid predatory lenders and get a good home loan.
Choosing A Credit Card That Suits Your Repayment Habits
When choosing a new credit card it's best to pick a card that suits your spending habits. However, this is not the most crucial factor. Even more important is to choose a credit card that matches your paying habits.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
An Option Arm Even My Mother Would Love
Callers and prospective clients often ask me, "Would you put your mother in an Option ARM?" I used to point out that my mother made two mortgage payments a month on a 15 year mortgage and paid it off in 10, because she knew she was going to live in her house forever. But when it came time to cash out to make some major home improvements on her beautiful old Tudor, we selected an Option ARM. A very different kind of Option ARM.
Many of you have read our articles about the H...
Check That Pre-Approved Credit Card Offer
Chances are you've received "pre-approved" credit card offers in the mail. Examine the fine print carefully before you accept any offer for a credit or charge card.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Beg, Borrow Or Steal, Make That Mortgage Payment
One of the most common things I hear when a prospective client contacts us for a mortgage refinance is "I just missed a mortgage payment and I want to refinance before it's too late". When I ask them about their credit, most of them reply "Oh I pay everything on time, I just got behind this one month on the mortgage".
It breaks my heart to tell them that in many cases, it already is too late. The reason is simple if you really think about it: If your home is your biggest ...
Car Safety Ratings: What Do They Mean?
Every car commercial tells you that their car has a five-star safety rating. Does this score really mean anything? What tests are being performed and who does the measuring?
The Organizations
In the United States, there are two organizations that score cars on safety ratings, the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). The NHTSA is run by the Department of Transportation and is sometimes called the Ne...
Is It A Good Idea To Pay Points On A Mortgage?
When you go to closing on a mortgage, you have a number of options available to you. One of these is to pay points so that the interest rate can be reduced. Here is what you need to know to help you determine if you should pay points on your mortgage.
A mortgage point is equal to 1% of the total cost of the mortgage. So, if you are getting a mortgage for $150,000, then it will cost you $1,500 per point. For each 1% of interest, there are 8 points. In other words, it will ...
Avoid Predatory Lenders and Get a Good Home Loan
How to avoid predatory lenders and get a good home loan.
Credit Card Rates And APR's
Do you know how much you are really paying in credit card interest?
